*,
*::before,
*::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

:root {
  --navy: #0b1d3a;
  --navy-light: #132d54;
  --gold: #c9a84c;
  --gold-light: #e2c56e;
  --white: #ffffff;
  --gray-50: #f8f9fa;
  --gray-100: #f1f3f5;
  --gray-200: #e9ecef;
  --gray-400: #ced4da;
  --gray-600: #868e96;
  --gray-800: #343a40;
  --red: #e03131;
  --radius: 6px;
  --shadow: 0 2px 12px rgba(0, 0, 0, 0.08);
  --shadow-lg: 0 8px 30px rgba(0, 0, 0, 0.12);
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;
  color: var(--gray-800);
  line-height: 1.6;
  background: var(--white);
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  max-width: 100%;
  display: block;
}

/* ── Header ─────────────────────────────────────── */

.site-header {
  background: var(--navy);
  color: var(--white);
  padding: 0 2rem;
  position: sticky;
  top: 0;
  z-index: 100;
  box-shadow: var(--shadow);
}

.header-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 72px;
}

.logo {
  display: flex;
  align-items: center;
  gap: 0.75rem;
  font-size: 1.4rem;
  font-weight: 700;
  letter-spacing: 0.5px;
}

.logo-icon {
  width: 42px;
  height: 42px;
  background: var(--gold);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  color: var(--navy);
  font-weight: 800;
}

.header-nav {
  display: flex;
  gap: 2rem;
  list-style: none;
}

.header-nav a {
  font-size: 0.95rem;
  font-weight: 500;
  transition: color 0.2s;
}

.header-nav a:hover {
  color: var(--gold);
}

/* ── Hero ───────────────────────────────────────── */

.hero {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  color: var(--white);
  text-align: center;
  padding: 5rem 2rem;
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: url('data:image/svg+xml,<svg xmlns="http://www.w3.org/2000/svg" width="80" height="80"><rect fill="none" width="80" height="80"/><circle fill="rgba(255,255,255,0.02)" cx="40" cy="40" r="30"/></svg>');
  pointer-events: none;
}

.hero h1 {
  font-size: clamp(2rem, 5vw, 3.25rem);
  font-weight: 800;
  margin-bottom: 1rem;
  position: relative;
}

.hero h1 span {
  color: var(--gold);
}

.hero p {
  font-size: clamp(1rem, 2.5vw, 1.25rem);
  max-width: 640px;
  margin: 0 auto 2rem;
  opacity: 0.9;
  position: relative;
}

.hero-cta {
  display: inline-block;
  background: var(--gold);
  color: var(--navy);
  font-weight: 700;
  padding: 0.85rem 2.5rem;
  border-radius: var(--radius);
  font-size: 1.05rem;
  transition: background 0.2s, transform 0.2s;
  position: relative;
}

.hero-cta:hover {
  background: var(--gold-light);
  transform: translateY(-2px);
}

/* ── Section shared ─────────────────────────────── */

.section {
  padding: 4.5rem 2rem;
}

.section-title {
  text-align: center;
  font-size: 1.85rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 0.5rem;
}

.section-subtitle {
  text-align: center;
  color: var(--gray-600);
  margin-bottom: 2.5rem;
  font-size: 1.05rem;
}

/* ── Contact Form ───────────────────────────────── */

.form-section {
  background: var(--gray-50);
}

.form-wrapper {
  max-width: 620px;
  margin: 0 auto;
  background: var(--white);
  border-radius: 12px;
  padding: 2.5rem;
  box-shadow: var(--shadow-lg);
}

.form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1.25rem;
}

.form-group {
  display: flex;
  flex-direction: column;
}

.form-group.full-width {
  grid-column: 1 / -1;
}

.form-group label {
  font-size: 0.875rem;
  font-weight: 600;
  margin-bottom: 0.35rem;
  color: var(--gray-800);
}

.form-group input,
.form-group textarea,
.form-group select {
  padding: 0.7rem 0.85rem;
  border: 1px solid var(--gray-400);
  border-radius: var(--radius);
  font-size: 0.95rem;
  font-family: inherit;
  transition: border-color 0.2s, box-shadow 0.2s;
  background: var(--white);
}

.form-group input:focus,
.form-group textarea:focus,
.form-group select:focus {
  outline: none;
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(201, 168, 76, 0.15);
}

.form-group textarea {
  resize: vertical;
  min-height: 100px;
}

/* ── Checkboxes ─────────────────────────────────── */

.checkbox-group {
  grid-column: 1 / -1;
  display: flex;
  align-items: flex-start;
  gap: 0.6rem;
  margin-top: 0.25rem;
}

.checkbox-group input[type="checkbox"] {
  margin-top: 0.25rem;
  width: 18px;
  height: 18px;
  accent-color: var(--gold);
  flex-shrink: 0;
  cursor: pointer;
}

.checkbox-group label {
  font-size: 0.85rem;
  line-height: 1.5;
  color: var(--gray-600);
  cursor: pointer;
}

.checkbox-group label a {
  color: var(--navy);
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.checkbox-group label a:hover {
  color: var(--gold);
}

/* ── Submit Button ──────────────────────────────── */

.btn-submit {
  grid-column: 1 / -1;
  margin-top: 0.5rem;
  padding: 0.85rem;
  background: var(--navy);
  color: var(--white);
  font-size: 1rem;
  font-weight: 700;
  border: none;
  border-radius: var(--radius);
  cursor: pointer;
  transition: background 0.2s, transform 0.2s;
}

.btn-submit:hover {
  background: var(--navy-light);
  transform: translateY(-1px);
}

.btn-submit:active {
  transform: translateY(0);
}

/* ── Contact Info ───────────────────────────────── */

.contact-info-section {
  background: var(--white);
}

.contact-cards {
  max-width: 960px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(260px, 1fr));
  gap: 1.5rem;
}

.contact-card {
  text-align: center;
  padding: 2rem 1.5rem;
  background: var(--gray-50);
  border-radius: 12px;
  transition: transform 0.2s, box-shadow 0.2s;
}

.contact-card:hover {
  transform: translateY(-4px);
  box-shadow: var(--shadow-lg);
}

.contact-card-icon {
  width: 56px;
  height: 56px;
  background: var(--navy);
  color: var(--gold);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 1rem;
  font-size: 1.4rem;
}

.contact-card h3 {
  font-size: 1.05rem;
  color: var(--navy);
  margin-bottom: 0.35rem;
}

.contact-card p {
  color: var(--gray-600);
  font-size: 0.95rem;
  line-height: 1.6;
}

.contact-card a {
  color: var(--gray-600);
  transition: color 0.2s;
}

.contact-card a:hover {
  color: var(--gold);
}

/* ── Footer ─────────────────────────────────────── */

.site-footer {
  background: var(--navy);
  color: rgba(255, 255, 255, 0.7);
  text-align: center;
  padding: 2rem;
  font-size: 0.875rem;
}

.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
}

.footer-links {
  display: flex;
  justify-content: center;
  gap: 1.5rem;
  list-style: none;
  margin-bottom: 1rem;
}

.footer-links a {
  transition: color 0.2s;
}

.footer-links a:hover {
  color: var(--gold);
}

.footer-copy {
  opacity: 0.6;
}

/* ── Legal pages ────────────────────────────────── */

.legal-page {
  max-width: 800px;
  margin: 0 auto;
  padding: 3rem 2rem;
}

.legal-page h1 {
  font-size: 2rem;
  color: var(--navy);
  margin-bottom: 0.5rem;
}

.legal-page .effective-date {
  color: var(--gray-600);
  margin-bottom: 2rem;
  font-size: 0.95rem;
}

.legal-page h2 {
  font-size: 1.25rem;
  color: var(--navy);
  margin-top: 2rem;
  margin-bottom: 0.5rem;
}

.legal-page p,
.legal-page ul {
  margin-bottom: 1rem;
  color: var(--gray-800);
  line-height: 1.75;
}

.legal-page ul {
  padding-left: 1.5rem;
}

.legal-page li {
  margin-bottom: 0.35rem;
}

.legal-page a {
  color: var(--navy);
  font-weight: 600;
  text-decoration: underline;
  text-underline-offset: 2px;
}

.legal-page a:hover {
  color: var(--gold);
}

/* ── Responsive ─────────────────────────────────── */

@media (max-width: 768px) {
  .header-nav {
    display: none;
  }

  .hero {
    padding: 3.5rem 1.5rem;
  }

  .form-grid {
    grid-template-columns: 1fr;
  }

  .form-wrapper {
    padding: 1.75rem;
  }

  .section {
    padding: 3rem 1.5rem;
  }
}